Health Insurance

Mandatory Health Insurance Policy for International Students

Randolph-Macon College has a mandatory health insurance policy for international students. This decision was carefully considered by the Office of International Education, the Provost’s Office, the Dean of Students’ Office as well as the Health Center, and was made to safeguard your health and academic career while at R-MC.

One of the most basic requirements of being an F-1 student is the ability to maintain status and avoid becoming a “public charge*”. Adequate health insurance will allow you to seek medical care when you need it in order to lessen the impact health issues may have on your academic career.

R-MC has instituted a hard-waiver program. Under this program, R-MC requires all international students to carry health insurance that meets specific coverage requirements. Students will automatically be billed for and covered by the R-MC-endorsed student health insurance plan. If a student can provide proof of a comparable insurance plan that meets R-MC’s specific coverage requirements, he or she may apply to waive this cost. Students who do not carry adequate health insurance will not be permitted to register or attend classes.

The cost of this health insurance is very competitive, and is less expensive than many of the mandatory policies at other colleges in Virginia. An increasing number of colleges and universities are requiring similar types of coverage for their international students in order to protect the health and well-being of their students. This coverage provides benefits while you are traveling abroad (except in your home country), as well as prescription coverage, preventative care services, and emergency medical evacuation and repatriation of remains.

For a complete description of the benefits available, limitations and exclusions please visit the Student Health Insurance Information page.

*“Public charge” means an individual who is likely to become primarily dependent on the government for subsistence, as demonstrated by either the receipt of public cash assistance for income maintenance or institutionalization for long-term care at government expense (retrieved from the USCIS website).