Typically, colleges are not responsible or liable for any loss or damage to property resulting from fire, theft, casualty or any cause, or for personal injury occurring within the leased premises, except as may be required by Virginia law.
Therefore, Randolph-Macon College strongly recommends that personal property insurance be obtained by each student for his or her belongings. Renter’s insurance is offered by most major insurance companies; some companies actually offer the option of a rider on a homeowner’s policy to cover the belongings of students away at college. Contact your current insurance provider to examine your options.
There are also a handful of companies that specifically cater to college students; here are three examples (no vetting or promotion of these agencies is made by R-MC or its members, this is a resource listing only):
Allstate Insurancehttp://www.allstate.com/renters-insurance.aspx(1-800-255-7828)(1-800-877-8973) for the hearing impaired
CSI Insurance Agency Inc.http://www.csiprotection.com (888) 411-4911
National Student Services, Inc.http://www.nssi.com/(800) 256-6774