R-MC Study/Travel Courses

The cost of the study/travel course includes group travel insurance, in which you/your child will be automatically enrolled by the Office of International Education (OIE). This insurance package is a specially designed program to insure that the medical and travel needs of our students are met.

Please note that the policy does have limitations. You can not cancel for any reason and expect to receive your money back. However, for specific circumstances (typically medical in nature), there is a cancellation provision that allows up to $3,000 to be refunded.

Please click here for specific information about cancellation or other provisions of the policy.

Overview of the group travel insurance policy:
GROUP TRAVEL PROGRAM BENEFITS Option 3

• Accidental Death and Dismemberment: $ 25,000
• Accident and Sickness Medical Expenses: $100,000
• Deductible, per occurrence: $ 100
• Co-Insurance: N/A
• Emergency Medical Evacuation: $100,000
• Repatriation of Remains: $ 20,000
• Emergency Dental – per tooth: $ 100
• Lost Baggage: $ 500
• Maximum per article $ 50
• Trip Interruption: $ 5,000
• Emergency Reunion: Yes
• Worldwide Assistance Service: Yes
• Hazardous Activities Exclusion: Removed
• Trip Cancellation: $ 3,000
• AD&D Aggregate Limit of Indemnity: $125,000
• Pre-existing Clause: 6 month pre-existing conditions

Important Notes :

• Quoted benefits and rates are in effect through mid July 2011 and are subject to change thereafter.
• This product is a Group Travel Policy through USI Affinity Collegiate Resources and not available to individual travelers. Please contact Randolph Macon International Programs Coordinator, Mayumi Nakamura (mayuminakamura@rmc.edu) with questions regarding this Group Travel Policy.
• Please note that this policy has a pre-existing condition clause. The language in this the pre-existing condition clause stipulates that if you/your child has been treated for any condition within the past six (6) months, coverage for that condition (and any related medications) is excluded and is not covered under the policy.

In addition, in the unlikely event of a withdrawal from a study/travel course, we strongly recommend you consider purchasing an individual travel insurance policy that will cover cancellations for any reason. Please be aware that this is an individual policy and you are responsible for enrolling yourself and that this type of coverage often requires that you purchase the coverage within 15 days of the initial deposit. We can not make any guarantees with this policy as it is an individual plan, and will be your responsibility to meet all of its requirements.

Last updated 04/29/2011