R-MC Study/Travel Courses

The cost of the study/travel course includes group travel insurance, in which you/your child will be automatically enrolled by the Office of International Education (OIE). This insurance package is a specially designed program to insure that the medical and travel needs of our students are met.

Please note that the policy does have limitations. You can not cancel for any reason and expect to receive your money back. However, for specific circumstances (typically medical in nature), there is a cancellation provision that allows up to $3,000 to be refunded.


Overview of the group travel insurance policy:
The College participates in Option 3 only.

To view the entire master policy that includes information on cancellation coverage, click here.
To view a summary of Option 3, click here.

Important Notes :

• Quoted benefits and rates are in effect through mid-September 2013 and are subject to change thereafter.
• Travel to “war risk areas” is subject to a higher rate, to be determined prior to the trip. Typically, we will quote these additional rates within 60-90 days prior to the departure date.
• Please note that this policy has a pre-existing condition clause. The language in the pre-existing condition exclusion clause stipulates that if the traveler has a medical condition or has been treated for any condition within the past six (6) months, coverage for that condition (and any related medications) is excluded and is not covered under the policy.
• This product is a Group Travel Policy through USI Affinity Collegiate Resources and not available to individual travelers. Please contact Randolph Macon International Programs Coordinator, Mayumi Nakamura (mayuminakamura@rmc.edu) with questions regarding this Group Travel Policy.
• The Master Policy provisions will prevail for any dispute on claims.

In addition, in the unlikely event of a withdrawal from a study/travel course, we strongly recommend you consider purchasing an individual travel insurance policy that will cover cancellations for any reason. Please be aware that this is an individual policy and you are responsible for enrolling yourself and that this type of coverage often requires that you purchase the coverage within 15 days of the initial deposit. We can not make any guarantees with this policy as it is an individual plan, and will be your responsibility to meet all of its requirements.

Last updated 10/17/2012