R-MC Study/Travel Courses

The cost of the study/travel course includes group travel insurance, in which you/your child will be automatically enrolled by the Office of International Education (OIE). This insurance package is a specially designed program to insure that the medical and travel needs of our students are met.

Please note that the policy does have limitations. You can not cancel for any reason and expect to receive your money back. However, for specific circumstances (typically medical in nature), there is a cancellation provision that allows up to $3,000 to be refunded. For specific information about cancellation, or other provisions of the policy, please click here.

Overview of the group travel insurance policy:
GROUP TRAVEL PROGRAM BENEFITS Option 3

• Accidental Death and Dismemberment: $ 25,000.00
• Accident and Sickness
• Medical Expenses: $100,000.00
• Deductible, per occurrence: $ 100.00
• Co-Insurance: N/A
• Emergency Medical Evacuation: $100,000.00
• Repatriation of Remains: $ 20,000.00
• Emergency Dental – per tooth: $ 100.00
• Lost Baggage: $ 500.00
• Maximum per article $ 50.00
• Trip Interruption: $ 5,000.00
• Emergency Reunion: Yes
• Worldwide Assistance Service: Yes
• Hazardous Activities Exclusion: Removed
• Trip Cancellation: $ 3,000.00
• Aggregate Limitation: $125,000.00
• Pre-existing Clause: 6 month pre-existing conditions

Important: This policy has a pre-existing condition clause, which means that if you/your child have/has been treated within the last 6 months for any condition, coverage for that condition will not be covered under the policy. This includes taking medication.

In addition, in the unlikely event of a withdrawal from a study/travel course, we strongly recommend you consider purchasing an individual travel insurance policy that will cover cancellations for any reason. Please be aware that this is an individual policy and you are responsible for enrolling yourself and that this type of coverage often requires that you purchase the coverage within 15 days of the initial deposit. We can not make any guarantees with this policy as it is an individual plan, and will be your responsibility to meet all of its requirements.

 Last updated 06/28/2010